Join Membership With Right of Survivorship Form

We, the undersigned, hereby request in our joint names as joint tenants with full rights of survivorship and not as tenants in common and agree that all capital credits which may be hereafter credited to or be due such membership shall be held by us as joint tenants with full rights of survivorship and not as tenants in common and the same may be paid by the Cooperative to either or the survivor of us.

Note: If you choose this option, the surviving spouse of the first joint member to pass will not be entitled to a capital credit payment at the death of the first spouse.